Terms of Service

Acceptance of Terms

By accessing and using Orem Financial Tools, you accept and agree to be bound by the terms and provision of this agreement.

Use License

Permission is granted to temporarily use our financial calculators for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials
• use the materials for any commercial purpose or for any public display
• attempt to reverse engineer any software contained on our website
• remove any copyright or other proprietary notations from the materials

Disclaimer

The information and calculators on this website are provided for educational and informational purposes only. They should not be considered as professional financial advice. Always consult with a qualified financial advisor before making important financial decisions.

Accuracy of Materials

While we strive for accuracy, the materials appearing on our website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on its website are accurate, complete, or current.

Limitations

In no event shall Orem Financial Tools or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website.

Revisions and Errata

The materials appearing on our website could include technical, typographical, or photographic errors. We reserve the right to make changes to our website at any time without notice.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Utah, and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.